What is a personal trust?

A personal trust is a legal arrangement where a trustee holds and manages assets on behalf of beneficiaries. FGA Trust acts as a professional trustee, providing asset protection, wealth preservation, and succession planning services tailored to your needs.

Why set up a personal trust in Hong Kong?

Hong Kong offers a robust legal framework based on English common law, no capital gains tax, no estate duty, and strong asset protection laws. It is one of the most trusted jurisdictions for wealth management and trust structures in Asia.

What assets can be held in a personal trust?

A personal trust can hold a wide range of assets including cash, securities, real estate, private equity, digital assets, and more. FGA Trust provides custody and administration for diverse asset classes.

How long does it take to set up a personal trust?

Setting up a personal trust with FGA Trust typically takes 2-4 weeks, depending on the complexity of the structure, the number of assets involved, and compliance requirements.

Personal Trust

Tailoring sophisticated succession, family governance and asset protection services, providing transaction support and wealth structuring solutions.

What We Offer

Trust Services

We structure and administer trusts with expert, long-term support from our globally experienced team.

Transaction Support

We navigate international payment procedures, compliance verification and due diligence assistance.

Residency & Citizenship

We guide clients' relocation with applications for all kinds of residency and citizenship programmes, such as the Hong Kong CIES program.

Investment Access

We connect clients to trusted brokerage and asset management platforms for equity, bond, and multi-asset investment opportunities.

Real Asset Administration

We manage global holding structures for real assets such as real estate, art, private jet and others.

Digital Asset Custody

We provide secure administration and oversight of clients’ digital and Web3 asset holdings.

Bespoke Structuring

We offer a sophisticated legal arrangement for estate planning and wealth management.

In accordance with Hong Kong TCSP / AML requirements and our internal compliance standards, all KYC documents submitted for trust account opening are required to be provided as certified true copies or notarized documents to facilitate identity verification and due diligence.

Card Issuance

We provide dedicated credit cards designed for boundless spending.

WealthTech Solution

Secured digital platform for consolidated portfolio, covering all-asset type and cross multiple jurisdictions.

Choose Your Optimal Fit

	Trust	Private Bank	Family Office
Primary Role	Asset Protection & Succession	Wealth Growth via Bank Product	Holistic Wealth Orchestration
Decision Maker	Grantor	Client & Manager	Client
Account Structure	Segregated Trust Account	Single Bank Account	Multi Bank Multi Custody
Fee	Admin Fee	Bank Fee and Spreads	Staff, Vendor Stack, Bank Fee, Admin Fee
Privacy	High Privacy	Bank Confidentiality	Depends on Structure
Accepted Assets	Bankable, Alternatives and All-asset Types	Only Bankable Assets	Bankable, Off-bank and Ops
Execution Speed	Fast	Fast for Bank Products Only	Fast with Inhouse Ops
Ideal For	General Structuring	Regulated Asset Investments	Complex Structures

Primary Role

Asset Protection & Succession

Decision Maker

Grantor

Account Structure

Segregated Trust Account

Fee

Admin Fee

Privacy

High Privacy

Accepted Assets

Bankable, Alternatives and All-asset Types

Execution Speed

Fast

Ideal For

General Structuring

Frequently Asked Questions

What assets can I hold in an FGA Personal Trust?+

FGA Trust accepts all asset classes — cash, equities, real estate, private equity, and digital assets — all managed within a single segregated trust account.

How does a Personal Trust protect my assets from creditors?+

Your assets are legally separated from your personal estate. Under Hong Kong trust law, they are ring-fenced from creditors and probate proceedings.

Is FGA Trust regulated in Hong Kong?+

Yes. FGA Trust holds a TCSP licence (TC008341) issued by the Hong Kong Companies Registry, ensuring full regulatory compliance.

Can a Personal Trust support my residency or citizenship application?+

Yes. We assist with the financial requirements for programmes such as the Hong Kong Capital Investment Entrant Scheme (CIES) and other global residency plans.

How is a Personal Trust different from a private bank account?+

A private bank holds your assets. A Personal Trust legally separates them. You retain decision-making power, with higher privacy and access to non-bankable alternative assets.

Can I monitor my trust portfolio online?+

Yes. Our WealthTech platform gives you real-time access to your full portfolio across all asset classes and jurisdictions — 24/7 from any device.

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Personal Trust